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Almost everything happens online these days, from the comfort of our homes. Be it shopping online to making payments, digitalisation has ushered in a revolution of sorts, ensuring that anything we need access to is available online now. Many people use Internet banking services to open savings accounts for their personal finances. Document submission can be done online. Completing the Know Your Customer (KYC) process is possible online. One does not have to visit the nearest bank branch anymore. According to a report titled, ‘Women and Men in India’, the total number of savings deposit accounts at the end of January 2023 was 225.5 crore. A savings account is easy to maintain and allows sound money management. For instance, if you intend to save some money for your education, a savings account can help you save that money while earning a small earning through interest. Additionally, you can open this account in any bank by keeping a minimal sum balance in it. A savings account helps one achieve one’s financial goals with the benefits they offer. Why Is It Important To Have A Savings Account? Before we get into the technicalities of savings account, let us first understand why savings accounts are essential for anybody looking to fulfil their financial goals. ...
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